A refusal is rarely about the applicant. It is about the file.
Most refusals we read were avoidable. The evidence existed, it was simply never put in front of the case officer in a form they could act on. We build the file properly the first time, for students, graduates, partners and skilled applicants.
A visa application is a case, not a form
The online form takes an afternoon. The evidence behind it is the whole job, and it is where the difference between a grant and a refusal is decided.
What a strong file does
EVIDENCE, ARRANGED TO BE READ- Answers the question before it is asked. A case officer with a doubt either finds the answer in the file or refuses on it
- Tells one consistent story. Your statement, your funds, your course choice and your history all say the same thing
- Explains the awkward parts. A gap, a refusal or an unusual funding source is addressed openly rather than hidden and then found
- Is complete at lodgement. Everything provable is proved on day one, not sent later when a request for information arrives
What sinks one
THE FOUR WE SEE MOST- A statement written from a template, which reads exactly like the thousand other templated statements assessed that month
- Money that appears in an account three weeks before lodgement with no explanation of where it came from
- A course that does not follow from anything the applicant has studied or done, with no reason given for the change
- A previous refusal left unmentioned, when the department already has it on file
None of these are exotic. They are the ordinary ways a genuine applicant with a genuine plan gets refused.
The four things a decision actually turns on
Written for the Australian student visa, because that is the application we lodge most. The same four headings apply, in a different order, to nearly every visa on this page.
The Genuine Student answers
GS, WHICH REPLACED GTE IN 2024Since 23 March 2024 the Genuine Student requirement has replaced the old Genuine Temporary Entrant test. It asks a set of questions in the application form itself, each answered in English within a 150 word limit, covering your current circumstances, why this course and this provider, and how finishing it benefits you.
The important change: GS accepts openly that a genuine student may later want permanent residence. Under the old test that ambition was a liability. Under this one it is not, provided the study itself makes sense.
We draft these answers with you, in your own words, from your own history. A borrowed statement is the single most detectable weakness in a student file.
Financial capacity
THE AMOUNT, AND THE STORY BEHIND ITYou show 12 months of living costs alongside your course fees and travel. The current living cost figures are AUD 29,710 for the student, AUD 10,394 for a partner and AUD 4,449 for each dependent child.
Reaching the number is the easy half. The harder half is showing the money is genuinely available to you and that its source is legitimate and documented. Income, property, business records and loan approvals all have to hold together.
Funds that land suddenly, from an undocumented source, are read as arranged for the application. This is the most common financial refusal, and it happens to families who genuinely have the money.
English and academic evidence
THRESHOLDS, AND WHAT SITS ABOVE THEMThe English score your provider requires, the score the visa requires, and the score your future professional registration requires are three different numbers, and the third is the one people discover too late.
- Test result valid on the day of lodgement, from an accepted provider
- Transcripts and certificates, translated and certified where required
- A confirmation of enrolment that matches the course you described
- Any credit or exemption documented rather than assumed
Health, character and cover
THE QUIET ONES THAT DELAY FILES- Health examination with a panel physician, booked early because appointment waits move with demand
- Police clearance where it is requested, from every country where the rule applies to you
- Overseas Student Health Cover for the full length of your visa, not the length of your course
- Biometrics at the collection centre, and the passport that everything else must match exactly
These rarely cause refusals. They cause weeks of delay, which for an applicant chasing an intake date amounts to the same thing.
What it costs before anyone assesses anything
Australian student visa, one applicant, as an example. Knowing the full number in advance is part of the reason the funds evidence holds together later.
| What you pay | Indicative amount | When | Worth knowing |
|---|---|---|---|
| Visa application charge | From AUD 2,500 | At lodgement | Not refunded if the application is refused. It rose from AUD 2,000 on 1 July 2026 |
| Health cover, OSHC | Varies by insurer and duration | Before lodgement | Must cover the whole visa period, which is longer than the course |
| Health examination | Set by the panel clinic | Usually after lodgement | Book the appointment early. Waiting times move with demand |
| English test | Set by the test provider | Before your offer | Budget for one retake. Most people who need one did not plan for it |
| Documents and translation | Modest, but rarely zero | Throughout | Certified translations, police clearances, bank letters and couriers |
| Funds you must evidence | AUD 29,710 living costs | Shown, not spent | Plus first year tuition and travel. Add AUD 10,394 for a partner and AUD 4,449 per child |
Visa application charge
- AMOUNT
- From AUD 2,500
- WHEN
- At lodgement
- WORTH KNOWING
- Not refunded if the application is refused. It rose from AUD 2,000 on 1 July 2026
Health cover, OSHC
- AMOUNT
- Varies by insurer and duration
- WHEN
- Before lodgement
- WORTH KNOWING
- Must cover the whole visa period, which is longer than the course
Health examination
- AMOUNT
- Set by the panel clinic
- WHEN
- Usually after lodgement
- WORTH KNOWING
- Book the appointment early. Waiting times move with demand
English test
- AMOUNT
- Set by the test provider
- WHEN
- Before your offer
- WORTH KNOWING
- Budget for one retake. Most people who need one did not plan for it
Documents and translation
- AMOUNT
- Modest, but rarely zero
- WHEN
- Throughout
- WORTH KNOWING
- Certified translations, police clearances, bank letters and couriers
Funds you must evidence
- AMOUNT
- AUD 29,710 living costs
- WHEN
- Shown, not spent
- WORTH KNOWING
- Plus first year tuition and travel. Add AUD 10,394 for a partner and AUD 4,449 per child
Charges and thresholds change through the year. We give you your own number in writing before you commit.
Processing times are published by the department and move constantly, so we will not print a number here that is wrong by next month. What we will tell you is the realistic lodgement date for your intake, working backwards from it, at the first session.
How we run a visa file, and where people lose an intake
Six stages. The failure mode under each one is the reason that stage exists as its own step rather than being folded into the one before it.
Eligibility and honesty check
Before anything is paid for, we read your profile against the requirements as they stand today, including anything in your history that a case officer will see.
Where it goes wrong: starting the process without disclosing a previous refusal or a visa cancellation. It will surface. Far better it surfaces here, where it can be addressed, than in the decision.Documents, gathered in the right order
A written checklist specific to you, not a generic list. Financial evidence starts first because it is the slowest to assemble and the most often rebuilt.
Where it goes wrong: leaving funds evidence until the offer arrives. Money that has not been visible for long enough cannot be made older, and no other document fixes that.Your statement, drafted with you
The Genuine Student answers, written from your actual reasons, your actual research and your actual circumstances, within the word limits the form imposes.
Where it goes wrong: a template. Assessors read these all day and recognise a borrowed structure immediately, which turns a genuine applicant into a doubtful one.Internal review before lodgement
A second person reads the whole file as a case officer would, hunting for the contradiction between two documents that nobody noticed while assembling them.
Where it goes wrong: the person who built the file is the worst person to check it. Dates that disagree by a year are invisible to the author and obvious to a reader.Lodgement, then the waiting stage
We lodge, track and hold the correspondence. If a request for further information arrives, we answer it inside the deadline with the evidence already prepared for it.
Where it goes wrong: missing a request because it went to an email nobody checks. These carry hard deadlines, and a missed one is decided without you.Grant, departure and the other side
Conditions explained in plain language, pre departure briefing, and then the Australia team from arrival onwards.
Worth knowing: most visa conditions people breach are breached in the first six months, without any intention to, usually around work hours, course changes and provider transfers.
Book at any of our offices in Nepal, or online. Find your nearest Nepcoms branch.
If you have already been refused
Bring the letter. Not a summary of it, and not what an agent told you it said. The refusal reason is the only thing that determines whether a second application is worth lodging, and reapplying without addressing it is the most reliable way to collect a second refusal at full price.
- Read the actual ground. A refusal on financial capacity and a refusal on genuine intention need opposite responses, and both are often described loosely as "documents"
- Decide between reapplying and reviewing. Some decisions carry review rights with strict deadlines. Missing that window because you were preparing a fresh application is a permanent cost
- Fix the cause, not the symptom. Adding more of the same evidence to a file refused for lack of credibility usually confirms the concern rather than answering it
- Declare it. Every later application asks about your history, and the department already holds it. An undeclared refusal turns a fixable problem into a credibility problem
- Accept when the answer is wait. Sometimes the honest advice is a year of work, study or savings history first, and a stronger application after it
We will tell you plainly if we do not believe a second application should be lodged. That conversation costs nothing, and it is cheaper than the charge you would lose finding out.
Which application do you need
We prepare and lodge across the routes below. If yours is not here, ask. Most of the work is the same file discipline applied to a different set of criteria.
Student visa
SUBCLASS 500Offer to enrolment to lodgement, with the Genuine Student answers and the funds evidence that carry it.
Study in AustraliaGraduate visa
SUBCLASS 485The bridge between finishing your course and whatever comes next. Timing after completion matters more than people expect.
Graduate visa 485Skilled migration
189, 190 AND 491Skills assessment, expression of interest, nomination and lodgement, with an honest read of your score first.
General skilled migrationPartner visa
RELATIONSHIP EVIDENCEThe most document heavy application we handle, and the one where organising evidence well matters most.
Partner and family visaParent visa
LONG QUEUES, PLAN EARLYSponsorship, the balance of family test and the realistic waiting time, explained before you commit.
Parent visaNot sure yet
START WITH COUNSELLINGIf the course and the destination are still open questions, the visa is the wrong place to start. Start here.
Career and course counsellingStudying somewhere other than Australia? We lodge for New Zealand, France, South Korea and Dubai as well, and the requirements differ enough that the destination changes the whole checklist.
The visa is the middle of the process, not the end of it
Plenty of agents are attentive up to the grant letter and unreachable afterwards. That is the wrong shape, because most of the situations that put a visa at risk happen after arrival rather than before it.
Before you lodge
NepalEligibility, documents, financial evidence, the statement, internal review, lodgement and the correspondence that follows it. In person at our offices, or online if you are outside the valley.
After the grant
AustraliaVisa conditions in plain language, work hour limits, course changes and provider transfers, extensions, and the graduate or skilled conversation when it arrives. Same team, same file.
The practical difference: when your provider proposes a course change in your second semester, you are asking someone who already knows your visa conditions rather than guessing.
Common questions
Can you guarantee my visa will be granted?
How much money do I need to show for an Australian student visa?
What is the Genuine Student requirement, and how is it different from GTE?
How long does a student visa take to process?
I was refused before. Should I apply again?
Do you provide immigration advice, and are you registered?
Get your file reviewed before you pay anything
- An honest read of whether your profile meets the criteria as they stand today
- A document checklist written for your case, not a generic list
- The full cost in writing, including the charge that is never refunded
- A realistic lodgement date, worked backwards from your intake
- If you have been refused before, a reading of the actual refusal ground
Free, confidential, and no obligation to lodge through us.
Tell us where you are up to
We reply within one working day.
The charge is not refunded. The review is free.
An hour spent on the file before it is lodged is the cheapest hour in this entire process, and it is the one most applicants skip. Bring us your hardest question, or your refusal letter.
Visa charges, financial thresholds and processing times change through the year. Figures on this page were last reviewed 8 September 2026 against the Department of Home Affairs and Study Australia. We help you prepare and lodge your application; we do not provide regulated immigration advice on this page.